Accidents & Personal Injury

ACCIDENTS

We are experienced personal injury attorneys who are here to help you recover from your pain and suffering after any type of accident–car wrecks, semi-truck accidents, bike and motorcycle wrecks, wrongful death, medical malpractice, slip and falls, uninsured motorist and underinsured motorist, nursing home abuse and neglect, product liability, dog bite and animal attacks. If you or someone you know has been hurt because of someone’s negligence, you may be entitled to compensation. We can help you recover for:

    • Medical bills
    • Lost wages
    • Damage to your car or other property
    • Future medical expenses
    • Pain & suffering
    • Prescription costs
    • Mileage expenses
    • Loss of companionship
    • Out of pocket expenses

When you turn to us for help settling your case, there is never a fee until we recover money for you. We are committed to helping you get the full amount you deserve for your case. Call our offices today to talk about your case. Let us protect you from the stress of talking to your adjuster. We will thoroughly evaluate your case to find all the responsible parties and file a personal injury claim for you.

ADJUSTERS ARE NOT THERE TO HELP YOU

When you have an accident, you will probably be contacted by an adjuster who will want to talk to you about your injuries. The adjuster is not your friend and is not there to help you. The adjuster works for the insurance company and will try to settle your case for the lowest amount possible. If you are contacted by an adjuster, call us before you talk to the adjuster and before you sign anything from the insurance company. We will protect your rights and talk to the adjuster for you, so that you do not say anything to the adjuster that could hurt your case later.

 

My car was totaled and the adjuster won't give me a fair price. What can I do?

You do not have to take the first offer you get from adjuster for property. Remember, the adjuster is not trying to help you, but to settle for as little money as possible. If you have photos of your car before the accident, you may want to share them with the adjuster. It is also helpful to have a good idea of what your car is really worth. Two websites we use are www.nada.com and www.kbb.com. Both of these sites use your zip code and the specifications of your car to give you a high and a low value. An adjuster will usually end up settling for an amount between the high and the low value. After you have refused the first offer, send the adjuster the values that support your counter offer.

How can I get my medical bills paid?

The insurance company of the person who injured you will not pay any of your bills until you are ready to settle your case. We advise that you not settle your case until your doctor has released you from treatment. However, in many cases, your own car insurance will have coverage that will pay for your medical treatment. If not, you should use your own health insurance. After the case settles, your health insurance will be paid back from your settlement. This will allow you to continue to receive treatment from your doctors and keep your credit report free of any collection activity. If you do not have any type of insurance, some medical providers will work with your attorney to continue treatment by attaching a medical lien to your case so that they will be paid from your settlement. Before agreeing to such a lien, consult with us to learn if there are any other options available to you.

How much do I have to pay my attorney?

No Win/No Fee*. In other words, we do not get paid until we recover a settlement for you. We take your case on a contingency basis and in most cases our fee is one third of the amount of money recovered from the insurance company.

*Client may be responsible for costs/expenses

What is the difference between uninsured motorist insurance and underinsured motorist insurance?

There are many different types of insurance that may help you in your case. We will analyze your situation to find out if you are entitled to more benefits than you think you are. If the person who hit you does not have enough insurance to cover your damages, your underinsured motorist insurance is used to get more money for you. If that person has no insurance, we use your uninsured motorist insurance to settle your claim. It is very important that you follow the advice of your attorney when dealing with uninsured or underinsured motorist insurance to avoid losing your right to recover from these types of insurance.

How much will I get for my case?

Every case is different and no one can guarantee how much money your case is worth. It is against attorney ethics to guarantee you what you will receive from your case. However, we can help you estimate the possible value of settlement after reviewing your medical bills and records. What we do guarantee is that your lawyer will handle your case with the experience and professionalism that we have become known for over our more than 100 years of combined experience.

What should I expect from the insurance company?

The insurance company will probably offer to pay for some of your medical bills and lost wages. However, once we are helping you with your case, we may find that you are entitled to much more than that. Let your attorney help you decide how much the insurance company needs to pay for your pain and suffering, future medical bills, out of pocket expenses and changes in lifestyle.

Should I talk to the insurance adjustor?

No. Do not give a statement to the adjuster or sign any forms without consulting your attorney. Your lawyer will represent you in all dealings with the adjuster and, if a statement is to be given, your lawyer will be with you while you talk to the adjuster. Any information given about the facts and circumstances of your case can come back to haunt you at a later date. The insurance adjuster is not there to help you, but to save the insurance company money. Again, it is very important that you consult with an attorney before you agree to talk to an adjuster or before you sign any forms. When the insurance company calls, just tell them "you will have to talk to my lawyer", and they will call us, leaving you alone.

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