The bankruptcy laws are very complex. It is helpful if you bring the following to your free first visit at our office: copies of your bank statements for the last 6 months; copies of all your paycheck stubs for the last 6 months; copies of all your bills, lawsuits, etc; copies of your last 4 years tax returns; your divorce decree if you are divorced; the settlement statement for any real estate sold or refinanced within the past two years; and copies of your home and auto insurance declaration pages. In addition, there may be other documents that we need that are unique to your case. If you do not have all of these documents, though, do not let it stop you from calling our office. We can help you get many documents that you are having trouble locating.