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Creditor Harassment

Fayetteville Creditor Harassment Attorneys

Comprehensive Representation for Debtors Across Northwest Arkansas

Are you behind on credit card payments, mortgage payments, medical bills, and more? If you’ve been struggling with debt for months or years, there may come a point when collection agencies or creditors are calling you every day, threatening you with lawsuits, or initiating foreclosure or repossession.

Our debt collection defense team at Martin Attorneys is deeply committed to providing top-tier counsel and representation for clients throughout Fayetteville and the surrounding areas. There are a few different ways to handle debt collection, and our attorneys can closely assess your situation to determine what relief is available to you—and how you can achieve it.

Don’t endure aggressive debt collection on your own. Call (479) 888-2039 or contact us online to schedule your free initial consultation with our Fayetteville creditor harassment lawyer.

Can Bankruptcy Stop Creditor Harassment?

Many people avoid bankruptcy at all costs, believing it will simply worsen their situation and leave them with nothing to their name. However, bankruptcy comes with several powerful benefits, not the least of which is the automatic stay.

The automatic stay is a court order issued as soon as you file bankruptcy. For the duration of your bankruptcy case, the automatic stay protects you from all kinds of collection actions, including:

  • Calls, texts, and letters
  • Lawsuits
  • Bank levies
  • Wage garnishment
  • Foreclosure
  • Repossession

To sidestep the automatic stay, a creditor or collection agency would need to obtain approval from the court—and the court frequently denies these motions. If a creditor or collection agency violates the automatic stay, you will have legal recourse, meaning we can take them to court and potentially secure compensation on your behalf.

Bankruptcy can provide long-term relief, as well. If all goes according to plan, you should benefit from a debt discharge, which permanently eliminates your liability for qualifying debts. Once a debt is discharged, the creditor or collection agency is prohibited from attempting to collect it in any way.

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    "Professionalism, Quality, Responsiveness"

    I went to Stephen Fisher at Martin Attorneys, PA with a difficult situation in which I was trying to make an ex-spouse rise to a level of either upholding his commitments of our divorce decree in regards to our children or move on and stop causing emotional damage etc.

    Mr. Fisher was extremely compassionate and also very resourceful in helping us all come to the table to find a solution that, while still in the trial period, allows an environment for both parents to flourish and to be given every reason and opportunity to believe that all efforts have been made on both sides of the table to provide the best outcome for those most vulnerable and important – our kids.

    I will definitely seek Mr. Fisher’s legal advice for matters in the future and refer friend’s family and strangers to him and his office. 5 Stars all the way!

    "Martin Attorneys know what they are doing and they know the law."
    I went to Martin Attorneys to file for bankruptcy and during my filing my car was repossessed, with their help I was able to get it back. Martin Attorneys know what they are doing and they know the law, I highly recommend Martin Attorneys should you need help.
    "This was my first and only time to file for bankruptcy so I was completely unsure of the process and frankly, I was a little scared. When all was said and done, it was not so scary."
    They made a very unpleasant experience not so unpleasant. They kept me informed and weren't condescending if I didn't respond in a timely manner do to circumstances beyond my control, and it was over before I thought it would be. At age 56 this was my first and only time to file for bankruptcy so I was completely unsure of the process and frankly, I was a little scared. When all was said and done, it was not so scary.
    "I can't thank them enough for helping my family and I get through the tough times we went through."
    They were very helpful and extremely nice. I can't thank them enough for helping my family and I get through the tough times we went through. The staff was very welcoming and understanding, I really recommend their help if anyone is looking for good lawyers!
    "They made this whole legal process simple and easy to understand. Their staff was awesome and very friendly."
    They are great lawyers that really care about helping you. I went and saw them for a couple of matters that I was having trouble with and they helped me out in a very professional manner. They made this whole legal process simple and easy to understand. Their staff was awesome and very friendly. Overall I would definitely recommend them to my friends.
    "They treated us as family and were open/forthcoming within every step of the process."
    They are wonderful! We adopted our granddaughter with the help of this firm. They treated us as family and were open/forthcoming within every step of the process. Thank you for your kindness and assistance. We will use you again in the future.
    "Shea was the first attorney to listen to me thoroughly, take me seriously, show compassion, and speak honestly with me about my case."
    I am so thankful that attorneys like Shea Crosby exist! Admittedly, I didn't know what I needed or wanted prior to my initial consultation with Shea. I had met or spoke with several other lawyers before meeting her. Each and every time I left feeling defeated, insignificant, or like a dollar sign. Shea was the first attorney to listen to me thoroughly, take me seriously, show compassion, and speak honestly with me about my case. Her level of professionalism continued throughout the entirety of my case, which lasted just shy of ten months. Shea was always easily accessible through text, email, and phone calls. She fought for me, and my family, and she believed in me, even at times when others didn't. At the end of the day, Shea helped me negotiate an agreement which provided me and my family the relief and protections we NEEDED, and WANTED. I am so very grateful for her. It's not often one is sad when their legal proceedings have ended (when they've "won"). But that is exactly how I felt. Shea was my advisor, advocate, and by time it was over, I also considered her a friend. Her real world experience made her not only relatable, but often times my confidant. I highly recommend Shea Crosby to anyone needing a family law attorney.
    "They have assisted in the most professional manner and were very enjoyable to work with. I constantly recommend them to my friends and family."
    I have used this law firm on many of my cases. They have assisted in the most professional manner and were very enjoyable to work with. I constantly recommend them to my friends and family. They are very knowledgeable! A simple call to their office may just be the answer you need.
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