Bankruptcy Relief in Springdale
Contact Us to Explore Your Debt Relief Options Today
Though you may feel underwater because of mounting debt, it is never too late to seek relief file through bankruptcy. Martin Attorneys, PA have been meeting the bankruptcy needs of clients since 1989. Our bankruptcy lawyers in Springdale have helped more than 5,500 households in Northwest Arkansas with bankruptcy and other debt or tax problems.
If your bills have you down, or if the bank is threatening to take your house – contact us for assistance. If you are having problems like a loan company towing your car or the IRS wants to take a big chunk out of your paycheck for back taxes, you need a qualified firm who supports the Springdale, Arkansas area.
Call (479) 888-2039 to learn how we may be able to help you too.
Understanding Chapter 7 and Chapter 13 Bankruptcy
Many people are often unsure of which bankruptcy they should file for, or if bankruptcy is even the right option for them. We encourage you to contact one of our Springdale bankruptcy attorneys so that we can review your eligibility and help you decide the right bankruptcy to file based on your situation.
Below are the major differences between Chapter 7 and Chapter 13.
Chapter 7
- Nonexempt property is sold off to repay creditors
- Timeline can be around 3 to 4 months
- Eligibility is limited to those who can pass the Means Test - if your income is less than the state's median, you do not pass the test.
Chapter 13
- Creditors are repaid through a monthly repayment plan
- Timeline is usually 3 to 5 years
- Property is not liquidated
- There are no income requirements, but there maximum debt limits
Since bankruptcy laws have changed over the past few years, bankruptcy may not be the answer that it used to be. To find out for sure, call our experienced and professional Springdale bankruptcy lawyers at Martin Attorneys, PA.
Key Benefits of Filing for Bankruptcy
Bankruptcy can provide several advantages, such as:
- An automatic stay puts a halt to foreclosure, repossession, and wage garnishment
- Creditor harassment and credit collections are stopped
- Most debts are wiped out, including credit card debts, medical bills, personal loans, etc.
Martin Attorneys, PA uses federal law to protect our clients, offering alternative methods of debt repayment or debt liquidation, depending upon the client’s financial situation. We can end creditor harassment and restore your peace of mind.
Your Path to a Debt-Free Future Starts Here
We are a full service bankruptcy firm that can assist with all types of bankruptcy and debt relief for clients. If you are facing overwhelming debt, we are ready to assist you, no matter what the situation.
Call our office at (479) 888-2039 to or request a consultation online.
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"I can't thank them enough for helping my family and I get through the tough times we went through."They were very helpful and extremely nice. I can't thank them enough for helping my family and I get through the tough times we went through. The staff was very welcoming and understanding, I really recommend their help if anyone is looking for good lawyers!
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"They have assisted in the most professional manner and were very enjoyable to work with. I constantly recommend them to my friends and family."I have used this law firm on many of my cases. They have assisted in the most professional manner and were very enjoyable to work with. I constantly recommend them to my friends and family. They are very knowledgeable! A simple call to their office may just be the answer you need.
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"This was my first and only time to file for bankruptcy so I was completely unsure of the process and frankly, I was a little scared. When all was said and done, it was not so scary."They made a very unpleasant experience not so unpleasant. They kept me informed and weren't condescending if I didn't respond in a timely manner do to circumstances beyond my control, and it was over before I thought it would be. At age 56 this was my first and only time to file for bankruptcy so I was completely unsure of the process and frankly, I was a little scared. When all was said and done, it was not so scary.
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"Very glad we went in to see them."They will definitely take good care of you. They are there for you not just the money. Very glad we went in to see them.
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"Martin Attorneys know what they are doing and they know the law."I went to Martin Attorneys to file for bankruptcy and during my filing my car was repossessed, with their help I was able to get it back. Martin Attorneys know what they are doing and they know the law, I highly recommend Martin Attorneys should you need help.
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"Because of him and the other attorneys, she won her case! I would recommend them to everyone I know."Martin Attorneys has helped me with several cases--medical malpractice and estate planning. And just recently Stephen Fisher helped my granddaughter with a very tough case. Because of him and the other attorneys, she won her case! I would recommend them to everyone I know.
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"Shea was the first attorney to listen to me thoroughly, take me seriously, show compassion, and speak honestly with me about my case."I am so thankful that attorneys like Shea Crosby exist! Admittedly, I didn't know what I needed or wanted prior to my initial consultation with Shea. I had met or spoke with several other lawyers before meeting her. Each and every time I left feeling defeated, insignificant, or like a dollar sign. Shea was the first attorney to listen to me thoroughly, take me seriously, show compassion, and speak honestly with me about my case. Her level of professionalism continued throughout the entirety of my case, which lasted just shy of ten months. Shea was always easily accessible through text, email, and phone calls. She fought for me, and my family, and she believed in me, even at times when others didn't. At the end of the day, Shea helped me negotiate an agreement which provided me and my family the relief and protections we NEEDED, and WANTED. I am so very grateful for her. It's not often one is sad when their legal proceedings have ended (when they've "won"). But that is exactly how I felt. Shea was my advisor, advocate, and by time it was over, I also considered her a friend. Her real world experience made her not only relatable, but often times my confidant. I highly recommend Shea Crosby to anyone needing a family law attorney.
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"They handled the business at hand and kept me informed along the way. Highly highly recommended to anyone."This office was beyond friendly, extremely diligent, and most importantly kind. They did not nickel and dime me to death. They handled the business at hand and kept me informed along the way. Highly highly recommended to anyone they have so many areas of expertise.
